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Feb 24, 2021

LIC launches Bima Jyoti policy, guaranteed return facility with fixed income


 New policy: LIC launches Bima Jyoti policy, guaranteed return facility with fixed income

The country's state-owned insurance company periodically introduces new policies for its customers. LIC has launched LIC Bima Jyoti policy on Monday. In this policy, customers will also get the facility of guaranteed return along with fixed income. This is a non-linked, participating plan. The company has announced the policy on social media.

"LIC of India has launched LIC Bima Jyot Plan," LIC wrote on its social media handle.

Minimum Sum Assured One Lakh Rupees

In this plan your basic sum assured is one lakh rupees. There is no limit on it. This policy can be taken for 15 to 20 years. PPT will be 10 years for 15 year policy term and PPT will be 11 years for 16 year policy.

How Much Guaranteed Return?

In this policy you are guaranteed Rs. 50 per thousand basic sum assured at the end of each year during the term. That means you will get a guarantee bonus of Rs 50 per thousand Sum Assured.

Feature of the policy-

  • You can purchase this policy online.
  • The minimum age limit for him is 18 years.
  • In addition the maximum age limit on maturity is 75 years.
  • The minimum age of entry into this policy is 90 days and the maximum is 60 years.
  • Policy back dating facility
  • Customers will get the facility of maturity settlement option.
  • The 5, 10 and 5 year installments will have the option for Maturity and Death Benefit.
  • Guarantee edition bonus of Rs. 50 per thousand per annum during the policy term.
  • Accidental and Disability Benefit Rider, Critical Illness, Premium Forgive Rider and Term Rider.

5 years less than premium payment policy term

Suppose, for a person of 30 years on the basic sum assured of Rs. 10 lakhs for a policy term of 15 years, the annual premium - payment for 10 years - will be Rs. In this case the added guarantee will be Rs 50,000 per annum for 15 years or Rs 7,50,000 on maturity.


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check official site from here

Premiume Calculator 


The total maturity value is Rs. Adding a total guarantee of Rs. 7,50,000 and the basic sum insured of Rs. 10,00,000 (Rs. 7,50,000 + Rs. 10,00,000) or Rs. 17,50,000.

Annual Return (IRR) - With a premium of Rs. 82,545 at the beginning of each year for a period of 10 years and a maturity value of Rs.

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Feb 22, 2021

Online Education Daily Home Learning Video 22 February 2021 std 1 to 12

 Online Education Daily Home Learning Video  22 February 2021 std 1 to 12

For many families, back to high school planning will look different this year than it's in previous years. Your school will have new policies in situ to stop the spread of COVID-19. you'll even be starting the varsity year with virtual learning components. regardless of the situation, these checklists are intended to assist parents, guardians, and caregivers, plan and steel oneself against the upcoming academic year .

Some of the changes in schools’ classroom attendance or structure may include:

Going back to high school this fall would require schools and families to figure together even quite before. Schools are going to be making changes to their policies and operations with several goals: supporting learning; providing important services, like school meals, extended daycare, extracurricular activities, and social services; and limiting the transmission of SARS-CoV-2, the virus that causes COVID-19. Teachers and staff can teach and encourage preventive behaviors at college . Likewise, it'll be important for families to stress and model healthy behaviors reception and to speak to your children about changes to expect this academic year . albeit your child will attend school in-person, it's important to organize for the likelihood of virtual learning if school closes or if your child becomes exposed to COVID-19 and wishes to remain home.

Hybrid: a mixture of virtual learning and in-class learning. Hybrid options can apply a cohort approach to the in-class education provided.

Virtual/at-home only: Students and teachers engage in virtual-only classes, activities, and events.

Through responses to a survey and in-depth interviews, we are hearing about the range of approaches that exist, a number of which fit well for families and their children, et al. that simply don’t.

Cohorts: Dividing students and teachers into distinct groups that stick together throughout a whole school day during in-person classroom instruction. Schools may allow minimal or no interaction between cohorts (also sometimes mentioned as pods).


We hope to find out about ways in which distance learning can work well for college kids with education needs and also about families’ needs. We hope our findings can then be wont to better inform planning as schools begin to open.

Along with several researchers, i'm engaging with families across the country who are sharing stories about how they're supporting their children with education needs while schools are closed.


Some students who find structured schooling to be a poor fit are taking advantage of the shift to a more relaxed pace and self-directed learning. they will dance, jump and wiggle to their heart’s content. they will engage in tasks for a length of your time that works for them and make choices during their days. the proper quite distance learning paired with accessible technology and available supports could also be an excellent fit them.

Other students who thrive on a predictable routine, struggle with transitions and depend upon the strong relationships built over time with teachers and academic assistants are experiencing a variety of emotions, including worry, fear, anger and sadness.

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Feb 19, 2021

Sleep is essential; less than 6 hours of sleep reduces productivity, at what age

 Sleep is essential: Elon Musk, the world's second richest man, says less than 6 hours of sleep reduces productivity, at what age

Do you get less than 6 hours of sleep? This is dangerous if you do. Elon Musk, the world's second richest man, has outlined the pros and cons of sleep. Elon is the CEO of Tesla and SpaceX. They say that they now get 6 hours of sleep every night, which is why getting less sleep reduces productivity. Elon Musk was sharing the experience on the podcast show 'The Jo Rogan Experience'.

However, Musk also said that they have a lot of work to do right now. They often meet until one or two o'clock at night. According to Musk, my productivity decreases when I try to sleep less. Even though I don’t want to get more than 6 hours of sleep.

To be successful a person has to work 80 hours a week

To be successful, a person has to work at least 80 hours a week, Musk said. If you really want to change the world you live in, the working hours in a week can be up to 100 hours. There was a time when I only slept and worked for a few hours.

In 2018, Tesla employees told Business Insider that Musk has always been seen sleeping on a table, desk and even on a factory floor.

Getting 6 hours of sleep and a power nap reduces the risk of heart disease by 40%

According to research, taking a power nap with six to seven hours of sleep reduces the risk of heart disease by 40%. It also reduces the risk of migraines, blood pressure and stress.

According to research, less than 5 hours of sleep a night doubles the risk of dementia. For this, Boston researchers checked the data of 2,812 Americans and people over the age of 65.

With Power Nap you can relax, energetic, fresh and stress free

Do you take a nap for 10 to 15 minutes or half an hour a day? It's just called a power nap. That means the power nap is a small nap. You can take it during the day to relax the body.

How do you feel when you wake up from a low sleep? Relax, energetic, fresh and stress free. No matter how busy you are, this 15 minutes of sleep after work fills you up with more freshness and energy.

The American space agency NASA recently conducted a research. It turns out that a 30-minute power nap increases people's productivity.

Sleep deprivation increases the risk of weight gain and obesity

There is a connection between sleep and weight, according to research from the National Institutes of Health. Sleep deprivation increases the risk of weight gain and obesity. According to one study, adults who get only 5 hours of sleep each night gain an average weight of 80 grams in 5 nights.

According to the US Centers for Disease Control and Prevention (CDC), people between the ages of 18 and 60 should get at least 7 hours of sleep a night. People between the ages of 61 and 64 should get 7 to 9 hours of sleep. About 35% of American adults get less than 7 hours of sleep.

What is the science behind getting a minimum of 6 hours of sleep?

At bedtime we should complete 4 cycles. A sleep cycle is 90 minutes. So 6 hours of sleep should be taken to complete 4 sleep cycles.

In the power nap we have NRME (Non Rapid Eye Movement) stage A movement, while the brain is waving. Eye movement has slowed down instead of stopped and body temperature has not dropped. If this happens you will go into deep sleep and waking up from there is not considered power napping.

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About 15% more people in India suffer from insomnia

In 2020, insomnia will be at the top of diseases like stress, depression, anxiety, negativity and insomnia. Its impact is greatest in China and Europe. According to the National Center for Biotechnology Information (NCBI), more than 15% of people in India suffer from insomnia.

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Feb 18, 2021

Online Education Daily Home LEarning Video 18 February std 3 to 12

 Online Education Daily Home LEarning Video  18 February std 3 to 12

India has entered into a replacement era of online education within the wake of the COVID-19 pandemic outbreak, but it creating a wedge between the haves and have nots. The growing digital divide is additionally being witnessed among rich and poor states of the country. for instance , the web has reached the utmost number of individuals in Delhi, Kerala, and Haryana, but it's still faraway from the bulk of individuals within the northeastern states, except Assam.

The DNA analysis will attempt to peep into the explanations behind the growing digital divide, which is obstructing the trail of online education in India. If you're ready to see this analysis on your mobile or an online device, then you're lucky. you ought to attempt to understand the matter of these people that aren't ready to get an education through the web despite willing to pursue it.

Although Digital India has become a necessity during the COVID-19 lockdown, the question is additionally being asked if we are ready with requisite infrastructure for online education. If the scholars belonging to each section of society are equipped to avail of online education?

In our childhood, we've heard stories about how our previous generation strived hard to urge educated. Our older generation still narrated stories on how that they had to steer for several kilometers to succeed in school, or how did they complete their studies within the light of candles or street lights. Former President of India and great scientist APJ Abdul Kalam wont to sell newspapers to continue his studies. Former Prime Minister Manmohan Singh wont to study under the road lights. 

Ananya, who lives in an populated area , has wi-fi reception , and says she is in a position to log in to her classes and follow them easily.

"The experience is awesome and classes are going rather well . this is often our college now," she told BBC Punjabi.

But for Mahima, who lives during a village, it's been a frustrating experience.

For one, she has no home wi-fi. Instead she relies on her mobile phone's 4G signal, a standard source of internet across rural and small-town India.

But the phone signal is strongest on the terrace of her house, so Mahima often has no choice but to review there within the searing heat. Even then, she says, she may or might not be ready to join the classes online.

Teachers describe them both as "brilliant" students, but ever since classes moved online, they need found themselves on opposite sides of India's digital divide.

"I have barely attended 10-12 classes within the last one and half months. sometimes I desire crying due to the backlog. i'm so behind the syllabus."

The government has been touting online classes as a viable alternative, but unequal and patchy access to the web has meant the experience is vastly different counting on location and household income.

With quite 630 million subscribers, India is home to the world's second-largest internet user base. But connectivity remains a problem , especially since mobile data - instead of fixed line internet - is that the main source.

The signal is usually uneven, making it hard to stream videos smoothly, and electricity supply is erratic, which suggests devices often run out of charge.

Along with several researchers, i'm engaging with families across the country who are sharing stories about how they're supporting their children with education needs while schools are closed.


All of this was recently flagged by state representatives to the federal ministry of human resource development, which oversees education in India.

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Feb 14, 2021

Don't go hungry to lose weight, if you take 500 calories less for 7 days, you will lose 400 grams of weight; Follow these 5 tips

Weight Loss Tips: Don't go hungry to lose weight, if you take 500 calories less for 7 days, you will lose 400 grams of weight; Follow these 5 tips

If you want to lose weight and satisfy your hunger for it then there is no need to do it anymore. You can also lose weight by reducing calories. According to a report published in the Journal of Health Line, 400 grams of weight loss can be achieved by reducing the daily intake of 500 calories per week. Follow tips to reduce your calorie intake ...

Reduce calories in this way without going hungry

Increase water intake: According to research published in the National Library of Medicine, drinking about 2 liters of water per day can burn an extra 96 ​​calories. Many researches have proved that water controls your weight.

Eat more protein, it improves digestion: According to research published in PubMed Central, protein increases the metabolic rate as well as reduces appetite.

Identify Liquid Calories: The brain cannot easily identify the calories taken in the form of liquid. Soda, juice, chocolate, milk and other sugary drinks provide more calories to the body. Avoid it.

Women need 2,000 calories and men 2600 calories: According to the Food and Drug Administration in the United States, an average active woman aged 26-50 needs 2,000 calories per day to maintain weight. While an average active 26-45 year old man needs about 2600 calories per day.

Here are 5 things you should know about obesity

1. Just gaining weight is not obesity

Consultant Bariatric Surgeon of Jaslok Hospital, Mumbai, Dr. According to Sanjay Borude, obesity can be checked in three ways. The first method measures the weight of fat in the body, muscles, bones and water present in the body. Second Body Mass Index. The third way is to look at the size of the buttocks and waist. This test shows if you are an obese person.

2. It is the root of diseases

In general, obesity is the root cause of most diseases. Fat is the cause of diabetes, blood pressure, joint pain and cancer. When fat increases, it increases in every part of the body. Hormones released from fat cause harm. Therefore, every organ of the body is affected by it. For example, pancreatic fat diabetes, kidney fat blood pressure, fat accumulated around the heart are the causes of heart disease.

3. Obesity increases in two ways

Obesity increases for two reasons. The first is genetics i.e. obesity derived from family history. Second, there is increasing obesity due to external causes. For example, eat more foods that are fried or high in calories. Such as, fast and junk food. Obesity is also caused by not burning calories in people who have a sitting job.

4. Understand simple ways to reduce it

Obesity can be easily reduced by walking for 30 minutes every day, climbing stairs, eating light meals at night and doing household chores. This is necessary because it is harmful to the body as well as the brain.

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5. Make small changes in diet

Eat sprouted grains for breakfast. That means consume more mugs, chickpeas and soybeans. Doing this increases the amount of nutrients in it in the body. Include seasonal green vegetables in the diet. Avoid high fat milk, butter and cheese.

The best weight loss app for women to burn fat and lose weight at home! With simple and effective fat burning workouts for women, you can lose belly fat, thigh and arm fat. Follow a 30-day plan and take a few minutes a day to lose weight and get in better shape!

2-7 minute quick workouts and HIIT workouts allow you to lose weight and stay fit anytime, anywhere. Now there is no excuse!

You can track the calories burned and weight loss progress in the graph. No gym, no equipment needed, just use your bodyweight to tone your whole body and gain lean muscles.

4 difficult levels

Created by a professional fitness coach, it has 4 levels for each, both beginner and pro. Different fat burning workouts every day, you can easily stick to it.

Quick workouts for women

Quick workouts, with a duration of 2-7 minutes, are specifically designed for people with busy schedules. You can do them anywhere, office fees, bed, home, etc.

Physical meditation

Fat loss workouts cover all parts of the body that women take care of, abdomen, thighs, arms, buttocks. Focus on your trouble zone, train smart and maximize your fat burning result.

HIIT workouts for women

HIIT (High-Intensity Interval Training), Super Effective Fat Burning Workouts with After Effects has been compressed in 2-7 minutes to help you lose weight anywhere, anytime.

Workout at home

Workout routines to shape your body for your major muscle groups. No gym and no expensive fitness coach needed. Just do a simple home workout and enjoy your fat burning result!


- 4 difficulty levels, suitable for everyone, men, women, beginner and pro

- Quick workouts

Low impact workouts

- Customize your own workout routines

- No equipment, no gym, no body weight workout

- Fat Loss Workout, ABS Workout, Thigh Workout, Leg Workout, Arm Workout, Fat Burning Exercises For Abdomen

- Workout reminders help you become more disciplined

- Sync workout and calorie data on Google Fit

- Track weight loss progress and calories burned

- Animation and video guide

- The intensity of the exercise gradually increases

Women workout at home

Take a few times a day to increase fat from our sports and women’s workouts at home. Workout at home for women Use only your body weight for a workout at home.

Women's fitness app

In this women fitness app lose belly fat workout and women workout. Lose all belly fat workout and women workout is body weight workout.

Workout for women

The women’s fitness app includes belly fat burning workouts, butt workouts for women, arm workouts for women, leg workouts for women, and core workouts for women. Abdominal fat burning workouts, butt workouts, arm workouts, leg workouts and core workouts are easy and effective.

Fat burning workouts and HIIT workouts

The best abdominal fat burning workouts for women and HIIT workouts for women. Combine fat burning workouts and HIIT workouts for women to get the best results.

Fitness coach

All sports, exercises, workouts are designed by professional fitness coaches. Like having a personal fitness coach in your pocket!

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Feb 13, 2021

Learn about the advantages and disadvantages of dates and the proper method of consumption

Learn about the advantages and disadvantages of dates and the proper method of consumption

 Dates are used as fruits and nuts.  There are many varieties available in the market.  It also causes a change in its price.  During the month of Ramadan, Muslims break their fast by eating dates.  Because it is an instant energy giving fruit.  It gives energy and strength to the body.

 Fresh dates are very soft.  It is quickly digested.  It contains glucose and gives it energy to the body.  Dates benefit from eating in the cold.  Because it helps to keep the body warm from within.  There are many benefits to eating dates.  But it can also be harmful if not eaten properly.

 1. Dates contain potassium.  Eating it keeps BP under control.  Which also eliminates stroke, cholesterol and heart diseases.

 2. Dates are a treasure trove of iron.  If the body is deficient in hemoglobin, dates should be eaten daily with milk.

 3. Dates should also be consumed to relieve constipation.  Dates are high in fiber.  So stomach problems and constipation go away.  There are benefits to eating dates on an empty stomach every morning.

 4. Dates contain sugar, protein as well as vitamins.  It eliminates the deficiency of vitamins and minerals in the body.  It nourishes the body.  For this you should eat dates with milk daily.

 5. Dates are beneficial for pregnant women.  Its consumption eliminates the congenital diseases of the child.

 6. Dates are rich in Vitamin A.  It does not cause eye problems.  Night blindness is also avoided by eating dates.

 7. Dates are the best source of calcium.  Eating it strengthens the bones.

 Damage caused by eating dates

 1. Dates increase blood sugar in the body.  So do not consume too much of it.

 2. Avoid eating dates if you are overweight.  It can cause weight gain.

 3. Diarrhea is often caused by dates.

 4. Many people are also allergic to it, so consult a doctor.

 Ways to store dates

 1. Fresh dates can be eaten for up to 6 months when frozen in an airtight container.

 2. Dried dates can be stored for up to a year.

 3. It should be kept in an airtight container, bag or container.
Do you know why you should eat dates in winter?  Because dates have a lot of health benefits.  Eating which gives energy to the body.  In addition, the doctor also advises people to eat dates every day.  Even people who have diabetes can consume 1-2 dates a day.  Don't worry it doesn't raise blood sugar.

 Dates are widely used in dishes made in Central and Eastern Mediterranean countries.  Dates have many qualities.  Which our body needs.  Dates alone have 23 calories and no cholesterol at all.  So even if you are dieting, you can eat dates comfortably.

 In addition, patients with low blood pressure should wash 3-4 dates in warm water and remove the seeds.  Boil it with hot cow's milk.  Drink boiled milk morning and evening.  Get rid of low BP in just a few days.  And you will turn red like before.  So friends, after knowing all these marks, don't you want to know more of his marks.  So here are the benefits of dates ...

 Benefits of Constipation - People who suffer from constipation should soak a few dates in water at night and dry them in the morning.  Dates contain protein, fiber and nutrition, which helps in relieving constipation.

 Blindness - Dates contain vitamin A and antioxidants, which are considered essential in the disease of blindness.

 For pregnant women: Women who are pregnant and also facing anemia, it is very important for their baby to eat dates rich in Aryan, Calcium, Magnesium, Phosphorus and Selenium.  Eating it increases hemoglobin.

 Osteoarthritis: Nowadays, men also start complaining of joint pain.  Bone pain is caused only by a lack of calcium.  Eating dates every day will make up for the lack of calcium.

 Intestinal disorders: If you have intestinal disorders, you should start eating dates as they contain calcium, vitamin B5, fiber, vitamin B3, potassium and copper, which eliminates this problem.

 Prevents tooth decay: Dates can relieve toothache and its decay.  This is because it contains a mineral called fluorine which eliminates dental problems.
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Feb 10, 2021

Use these 7 government-operated tools and protect your phone and PC from cyber attacks


 Anti-virus tools: Use these 7 government-operated tools and protect your phone and PC from cyber attacks

The Ministry of Electronics and Information Technology (MeitY) is constantly working to secure your digital device. He has also created a website called 'Cyber ​​Sanitation Center'. Here are 7 tools to protect your smartphone, computer or device from cyber attack. All these tools are operated by the Indian Computer Emergency Response Team (CERT-In) with Quick Heal, ISKCON.

These tools can be used to track botnet cleaning and malware. Botnets are used to steal data, send spam or other cyber attacks. The government wants you to use these 7 tools to secure your device and protect it from botnet attacks.

Tool number-1

Quick Heel Bat Removal Tool

This tool can be downloaded for free. This tool is operated by the Indian Computer Emergency Response Team. This tool is designed for Microsoft Windows Operated Computer. This tool helps to identify and remove any botnet malware from the computer. This tool can be used on a computer with or without an antivirus program. It protects against data theft, but does not protect against other malware.

Click here to download this tool

Tool number-2

ISKCON Antivirus Bot Removal Tool

This tool also works to remove bots. It can be downloaded for free just like Quick Heel. This tool helps to identify and remove any botnet effects in the computer. It can be used to quickly scan a computer and identify viruses. However, it does not provide safety from other malware. It can only be used on Windows Operated PCs.

Click here to download this tool

Tool number-3


The Indian Computer Emergency Response Team also operates the ISKCON AV toolkit. This kit is designed for Android smartphones. You can download this for free just like any other tool. This scan removes all types of bots or viruses present in your smartphone.

Click here to download this tool

Tool number-4

USB Resistance Desktop Security

This gives security to your desktop. That is, it controls the pen drive, hard drive, cell phone and other USB supported devices used in the computer. It includes many features like password protection, auto run security and malware detection. This tool can also be downloaded for free. It works on Microsoft Windows 7 and Windows 10.

Click here to download this tool

Tool number-5

Application Whitelisting Software

It can be used on Windows operating system. This is a desktop based application whitelisting solution. This allows pre-approval files to be executed. You can download this software separately for Windows 8 64-bit, Windows 7 64-bit, Windows 10 32-bit, Windows 10 64-bit.

Click here to download this tool

Tool number-6

JSGuard Firefox Web Browser

JSGuard is a browser extension used for the Firebox web browser. This prevents HTML and JavaScript attacks on the browser. It can also be downloaded for free. This is a very useful tool for users running the Internet on Mozilla Firebox.

Click here to download this tool

Tool number-7

JSGuard Google Chrome::

Like Mozilla Firefox, JSGuard has created a browser extension for Google Chrome. This browser also prevents attacks from HTML and JavaScript. You can also download it for free.

Click here to download this tool

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Features: Content/Heuristic based web malware protection. Alerts the user on malicious web pages. Provides detailed analysis of a webpage(by clicking on the icon present in Addon bar).
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